Home insurance costs vary widely and depend heavily on your location, home value, construction type, roof age, credit score ...

an insurance company may review local home insurance claims and policy databases to analyze local construction costs. The replacement value doesn’t take into account wear and tear or depreciation.

While homeowners insurance premiums are on the rise, there are effective strategies to manage and even reduce these costs. By ...

it’s imperative that your home insurance policy can cover the full cost of rebuilding your home. You can’t control the weather or construction costs, but you do get a say in your home ...

Start the new year by ensuring your home and belongings are adequately protected. Discover essential steps to review your ...

For example, if you had an NFIP policy with $250,000 in building coverage, you would be covered up to that amount. Some homeowners purchase private flood insurance as an “excess” policy to ...

Do you have enough building insurance and home contents insurance to replace everything you own if it is destroyed in a fire? With so many insurance products on the market, consumers are drowned ...

Higher property taxes and increased homeowner’s insurance premiums add to housing costs, forcing homeowners to search for ways to reduce their expenses.