Home insurance costs vary widely and depend heavily on your location, home value, construction type, roof age, credit score ...

While homeowners insurance premiums are on the rise, there are effective strategies to manage and even reduce these costs. By ...

Start the new year by ensuring your home and belongings are adequately protected. Discover essential steps to review your ...

it’s imperative that your home insurance policy can cover the full cost of rebuilding your home. You can’t control the weather or construction costs, but you do get a say in your home ...

For example, if you had an NFIP policy with $250,000 in building coverage, you would be covered up to that amount. Some homeowners purchase private flood insurance as an “excess” policy to ...

A homeowners insurance deductible applies when you make a home insurance claim for property damage. The deductible does not apply if someone makes a liability home insurance claim against you.

Higher property taxes and increased homeowner’s insurance premiums add to housing costs, forcing homeowners to search for ways to reduce their expenses.