But with APY on your savings, everyone gets the same deal, no matter their credit score. You might also see dividend rates mentioned in two contexts: at credit unions and on certain investments.

If you've been looking at interest-bearing accounts like high-yield savings accounts or certificates of deposit (CDs), you may see the terms "interest rate" and "annual percentage yield" (APY ...

Earn 6.25% APY on the first $1,000 deposited into a high-yield savings account at this Massachusetts-based credit union.

Be sure to look at the interest or dividend rate, expressed as APY, to help decide whether tying up your funds for three years at a fixed rate makes sense. Also consider the early withdrawal ...

Competitive short-term interest rates at CommunityWide ... $50 to open and earns 2.25% APY. We like Bethpage’s Certificate Accounts because they pay competitive dividends with an easily met ...