RBI, repo rate and State Bank of India

How will RBI’s rate cut affect my EMIs?
It usually takes some time for customers to see these benefits of RBI rate cuts, although a few loans that are directly linked to the repo rate may be available at lower rates for new borrowers.
After RBI's rate cut, when will banks cut deposit rates? Here's what SBI Chairman CS Setty says
The Reserve Bank of India's Monetary Policy Committee (MPC) has decided to cut the policy repo rate by 25 basis points, from 6.5 percent to 6.25 percent. India's largest lender State Bank of India will see a decline in its lending rates linked to an external benchmark (EBLR) this month itself, said Chairman CS Setty.
RBI cuts repo rate: SBI Chairman reveals when banks may reduce deposit rates
SBI Chairman CS Setty confirmed lending rate revision after RBI’s 25 bps repo rate cut. However, deposit rates may not decrease immediately as banks assess credit demand. Know more on how RBI’s monetary policy impacts deposit and lending rates.
RBI’s first rate cut in five years is small but can be effective
By cutting rates, the RBI sends a message that it is ready to support growth, confident that the worst of inflation is over.
RBI Repo Rate Cut to Improve Credit Affordability, Boost Big Purchases
The move is expected to boost sectors such as real estate, which depends heavily on loans for its consumers to make a purchase.
RBI May Further Cut Interest Rates By 50 Basis Points In 2025, Shift To "Accommodative" Stance: Bank Of Baroda Report
The Reserve Bank of India (RBI) could reduce interest rates by a further 50 basis points (bps) in 2025 and transition from a "neutral" to an "accommodative" monetary policy stance, according to a recent report by the Bank of Baroda.
What Does RBI's Rate Cut Mean For Existing And New Home Buyers?
If you’re on a fixed rate, you might want to evaluate if switching to a floating rate makes sense, depending on market conditions and your remaining loan tenure.
How FD Investors Can Maximize Returns After RBI’s Repo Rate Cut
Recently, the Reserve Bank of India (RBI) has reduced the repo rate by 25 basis points to 6.25 per cent from 6.50 per cent, marking the first cut since 2020 and bringing much-needed relief to borrowers.
Reactions to RBI repo rate cut
The Reserve Bank of India (RBI) reduced its key repo rate on Friday for the first time since May 2020, aiming to provide stimulus to the sluggish economy, which is projected to grow at its slowest pace in four years during the current fiscal year.
RBI To Cut Interest Rate Further? Bank Of Baroda Has A Take - Read Report
The central bank may cut interest rates by 50 bps (basis points), and shift its stance from "neutral" to "accommodative", as per Bank of Baroda.Bank Of Baroda ReportThe bank suggested that that the RBI might cut the rate further,
Real Estate News: RBI repo rate cut to boost property market? EXPLAINED
The Reserve Bank of India’s recent decision to cut the repo rate by 25 basis points to 6.25 per cent is set to boost the real estate sector.
India’s Inflation Eases in January, Justifying RBI Rate Cut
India’s inflation eased to a five-month low in January, justifying the central bank interest rate cut, though risks remain amid a depreciating currency and threat of tariffs.
Daily Voice: Saurabh Mukherjea believes RBI's rate cut pause if any going forward will not be viable given underlying slowdown in economy
Over and above taking measures to support liquidity, the RBI will have to push through more rate cuts this year to support ...
Rupee sidesteps RBI rate cut to end up but posts worst week in over 2 years
The Indian rupee strengthened on Friday after struggling for most of the week as global markets were jolted by fears of a ...
Repo rate-linked loans drop fast, but MCLR and new loans may lag—when will your home loan EMI fall post RBI rate cut?
With the recent 25 bps reduction in the repo rate, banks are expected to lower home loan rates for both new and existing ...
Experts estimate 50-100 basis points rate cut in 2025 after RBI's MPC stance, says Geojit Fin Services’ Vinod Nair
Vinod Nair, Head of Research, Geojit Financial Services, sheds light on the Reserve Bank of India's MPC stance, the domestic ...
Daily Voice: RBI might delay future rate cuts given weak rupee, uncertainty over Trump tariffs, says Shriram AMC's Deepak Ramaraju
The possibility of FIIs returning strongly in FY26 looks good driven by India's robust GDP growth, rising corporate ...