Debt relief could help you settle your debt for less than you owe. Debt relief is generally a less drastic measure than bankruptcy for those with significant debt. The process, al ...

Both options can help if you have a large, five-figure amount of debt. Here's how to tell which is better for you.

A credit lock functions similarly to a credit freeze, but most people consider it less “formal” than a freeze. That’s likely ...

A new Bankrate survey showed how credit card debt is affecting people daily. Are people holding back on certain ...

Home equity loans and HELOCs have lower interest rates than credit cards, encouraging some homeowners to use them to pay off ...

Most balance transfer credit cards offer no interest for upwards ... to maximize the amount of time you have to pay off your debt versus paying it off for cheaper), but you can save more money ...

Raising your credit score doesn't need to be difficult. Lowering your credit utilization can give it a serious boost.

The total credit card debt in the U.S. climbed to over $1.2 trillion at the end of last year, up 4.0% from just a year prior, according to the Federal Reserve. Credit cards have some of the ...