Since cash flow is the strongest indication of a company’s continuing viability, it makes sense that projected cash flow would be an important metric for anyone interested in small business loans.

Although banks provide lending data in call reports, that data captures the outstanding number and amount of loans held on bank balance sheets, not the flow of loans. "If you want to really understand ...

Management Tools Used in Data Collection. A small business with a good data management strategy can have as much success in collecting, leveraging and profiting from data as larger companies.

WASHINGTON, June 3, 2025 /PRNewswire/ -- A new empirical study from FinRegLab finds that cash-flow data can help lenders underwrite small businesses more accurately, particularly when evaluating ...

Section 1071 of Dodd-Frank requires the Consumer Financial Protection Bureau to make a small business lending data collection rule. After considerable delay, the bureau finalized its small-business ...