Screenshot this flow chart and keep it handy for when you’re shopping, both online and IRL. When you see something you like ...

This version of the flow chart, number 4.2, is the “final form,” says HappyAsianPanda. Through the editing process, one of the biggest changes occurred with the inclusion of 529 accounts.

The flow chart should only be used as a guide, however. It is not a guarantee but rather a potential indicator that your site may have been hit by one of these updates. ( Note: You may click the ...