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“One of the best ways to create an emergency fund is to automate your savings,” says Marguerita Cheng, a financial planner and CEO of Blue Ocean Global Wealth in Gaithersburg, Maryland.

“One of the best ways to create an emergency fund is to automate your savings,” says Marguerita Cheng, a financial planner and CEO of Blue Ocean Global Wealth in Gaithersburg, Maryland.

Current reports that an emergency fund is crucial, especially as many Americans lack savings to cover unexpected expenses.