CD rates move in tandem with the federal funds rate, the benchmark interest rate set by the Federal Reserve. Yields on CDs rose above 10% in the early 1980s when the Fed set interest rates well ...

Outside of bigger economic meltdowns, policymakers have also tended to cut interest rates gradually, Bankrate’s analysis shows. To help consumers understand the historical significance of the ...

Historical data suggests that CD rates track the federal funds rate, which has held true during past recessions. Typically, the Federal Reserve will lower interest ... are some tips to maximize ...

A high credit score and a history of on-time bill payments tell the lender you're financially responsible, typically resulting in a lower interest rate. A lower score and late payments will mean ...

Wondering what’s in store for interest rates? Rate cuts are on pause for now, but we think that’s only temporary. We expect a further 2 percentage points in cuts to the federal-funds rate by ...

The Federal Open Market Committee did not cut rates this month, as it waits to see how President Donald Trump's tariffs play out.