The cards have a square, gold or silver metallic-like image. If we believe recent news reports, these “smart” chip embedded cards will help stop the growing cascade of ID theft victims ...

Don't have an EMV chip card yet? Don't worry. You have plenty of options. You may have read news reports about these thumbnail-sized metallic squares that now appear on the front of many credit cards.

Chip-and-PIN credit cards are significantly more secure, because thieves can't easily replicate the card -- and even if they do, they still need to know the victim's secret, four-digit PIN code.

Chip-and-signature credit cards are equipped with microchips and allow their customers to authorize transactions in a more secure fashion. They gradually replaced the more antiquated technology of ...