Plus, it sets a good example of accountability in leadership. When I write a debt collection letter, the first thing I do is address the debtor by name. It might seem like a small detail ...

"Doing so will prolong the collection process and lead ... check out the CFPB's list of sample letters. Once you've sent a debt verification request, your debt collector can't contact you again ...

Zarrad also recommends sending the letter through certified mail for proof of delivery. Here's an example to make it ... "In the best of cases, the debt collection agency removes the account ...

Learn what debt collection is, how it works, and your rights as a consumer. Discover ways to handle debt collectors ...