If you've been looking at interest-bearing accounts like high-yield savings accounts or certificates of deposit (CDs), you may see the terms "interest rate" and "annual percentage yield" (APY ...

But with APY on your savings, everyone gets the same deal, no matter their credit score. You might also see dividend rates mentioned in two contexts: at credit unions and on certain investments.

Be sure to look at the interest or dividend rate, expressed as APY, to help decide whether tying up your funds for three years at a fixed rate makes sense. Also consider the early withdrawal ...

Earn 6.25% APY on the first $1,000 deposited into a high-yield savings account at this Massachusetts-based credit union.

“Savings and CD rates are still quite ... industry employees can earn 5.50% APY on a 6-month share certificate with a minimum investment of $1,000. Dividends on all AACU share certificates ...

Competitive short-term interest rates at CommunityWide ... $50 to open and earns 2.25% APY. We like Bethpage’s Certificate Accounts because they pay competitive dividends with an easily met ...

The DVY ETF offers market-cap-weighted exposure to U.S. companies with a consistent history of paying dividends. It has 90 ...