He used the snowball method to pay off roughly $100,000 worth of debt (including his mortgage). The strategy worked so well for Sall that he decided to share his spreadsheet for paying back debt ...

Other debt spreadsheets on Vertex42 include ones for ... the app will transfer as much as possible from the line of credit to pay off the credit card. The monthly minimum payment for the line ...

The main difference is that people with good credit have access to lower interest rates and better refinancing options making debt consolidation easier. In contrast, those with bad credit must rely ...

Though your debts might feel overwhelming, the spreadsheet breaks them down into a simple payment plan. Here's how to use it: Figure out how much you can dedicate to paying off debt right now.