Having an erroneous collection account on your credit report isn't a life sentence, though. There are laws in place to ...

credit card companies will take steps to get unpaid debts off their books so they can focus on more profitable components of their business. This is where debt collection comes into play.

Debt collection scams can be one of the most frightening and persistent scam types. Victims often report that scammers harass them or their family members for weeks or even months, both at home ...