As an example, if you have a roommate subletting from you who makes direct payments to your landlord against your rent obligation, you can consider those payments as income on your credit application.

To cancel a new credit card, start by checking your balance and then call your card issuer: Make sure any outstanding balances on the credit card are paid off in full or transferred to another card.

A credit application is a formal request by a borrower to a lender for ... For example, if you have two credit cards with a combined credit limit of $40,000 and an unpaid balance of $20,000 on ...

The Capital One credit card application process is straightforward, with an easy method of checking your application status. You can check the application status of your credit card anytime by ...

Credit denial is the rejection of a credit application by a prospective ... information on an applicant's past repayment behavior to approve a request for credit. ... Example of Credit Denial .

If your new credit card charges an annual fee, for example, you could request to switch credit cards to a no-annual-fee version of the same card through the customer service line.

Canceling a credit card application may be helpful if your financial plans change. For example, maybe you applied for a credit card in order to fund a large purchase -- and then decided not to ...