The CFPB’s cure allows lenders or assignees of covered loans to reestablish the QM status of a loan for which the amount of points and fees inadvertently exceeds the thresholds set by the CFPB ...

As we reported in CFPB Monitor, the Consumer Financial Protection Bureau proposed changes earlier this week to the mortgage rules adopted in January 2013. Comments on the proposal are due July 22 ...

The Consumer Financial Protection Bureau announced Wednesday that it will be making new rules for all mortgage originators. The rules target the point-fee structure mortgage originators use and ...

Question: We are a mortgage banker. Our policy is to place limits on points and fees in our residential mortgage loan transactions. But an applicant complained to the CFPB that we denied the ...

The Consumer Financial Protection Bureau will propose rules this summer that simplify mortgage points and fees to create greater transparency into originations. The rules, expected to be finalize ...

WASHINGTON Mortgage lenders will have 210 days to fix errors in their calculations of points and fees and reimburse borrowers for any overages under a final rule issued by the Consumer Financial ...

The CFPB proposed a revised rule for mortgage fees that would allow paying down points for interest on home loans. "The agency departed from its original proposal in May, which met stiff resistance ...