Here's an example of a six-year graded vesting schedule: With cliff vesting ... An example of vesting It's typical to see an employer match 3% to 6% of an employee's salary.

implementing a four-year schedule that has a vesting increase by 25% per year. One thing employers can’t modify is the ...

A cliff vesting schedule allows employees to become fully vested in their employer contributions after a specific period—usually within three years of eligibility. Conversely, a graded vesting ...

A cliff vesting schedule might require you to work two years before any employer contributions vest. A graded vesting schedule vests a percentage of employer contributions over several years.

Other employers have graded vesting schedules that allow departing employees to keep a portion of their 401(k) match based on their years of service, but they generally don't qualify for all of ...